LiquidityRSS
Alexandra Foster

Open banking impact may force regulators to reconsider prudential measures

Not only will open banking shake-up the financial services industry, but it could also unleash financial stability issues, which are attracting the attention of prudential regulators

Borrowing in euros and yen outpaces US dollar credit advances

Borrowings in US dollars by non-banks grew at a slower pace in the year ending June 2019 compared with euros and Japanese yen, the Bank for International Settlements (BIS) said. 

Nicos Kynicos

The PRA’s demanding liquidity framework is a commercial opportunity

The UK’s tougher approach to liquidity reporting is at first glance yet another demanding requirement imposing extra compliance burdens on firms. But seen from another angle the greater visibility it creates around liquidity could create commercial opportunities

For sale sign

New paper finds real estate booms have two-phase impact on credit supply

A new paper published by the ECB raises interesting questions about the transmission mechanisms of property bubbles and suggests that they have a potentially distortionary impact on the supply of credit to other parts of the economy

Spike in Italian bond yields poses challenges for bank refinancing - BoI governor

Spikes in Italian debt yields and spreads leaves the country’s banks vulnerable to refinancing challenges, the governor of the Bank of Italy said at a conference

Basel Committee proposes additional leverage ratio disclosures to prevent regulatory arbitrage

Basel Committee has launched a consultation as it seeks to close possible window dressing efforts by banks to flatter their leverage ratio numbers by asking for more data under Pillar 3 disclosures

PRA wants to delay some liquidity reporting requirements

PRA consults on delaying certain aspects of liquidity reporting so as to mitigate risks to supervising liquidity

US prudential regulators amend LCR to allow some high quality municipal bonds

The Fed, FDIC and OCC have amended the LCR to allow the inclusion of some high quality municipal bonds

 

Sustained low interest rates pose risk to the financial system

Long periods of low market interest rates could pose a systemic risk to the financial system, particularly if rates were to suddenly rise sharply

NSFR amended to accommodate central bank claims

Basel Committee makes technical amendment to NSFR to accommodate some central bank claims