Latest articles from Mark Somers

Mark Somers

Reg Outlook 2022: Uncertainties abound for stranded assets as ESG takes hold

Regulators in the UK and Europe have had plenty to consider over the past 12 months, with start-stop Covid restrictions, the re-emergence of long-dormant inflationary pressures, climate change imperatives and technological innovations all making the delivery of stable, efficient and fair credit markets harder to achieve. 

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Fair enough? Justifying fair use of data in credit risk

The decision on whether to grant a loan to a given customer is an important one for society in general, but one that has with considerable consequences for the individual.