Not only will open banking shake-up the financial services industry, but it could also unleash financial stability issues, which are attracting the attention of prudential regulators
Liquidity
Borrowing in euros and yen outpaces US dollar credit advances
Borrowings in US dollars by non-banks grew at a slower pace in the year ending June 2019 compared with euros and Japanese yen, the Bank for International Settlements (BIS) said.
The PRA’s demanding liquidity framework is a commercial opportunity
The UK’s tougher approach to liquidity reporting is at first glance yet another demanding requirement imposing extra compliance burdens on firms. But seen from another angle the greater visibility it creates around liquidity could create commercial opportunities
New paper finds real estate booms have two-phase impact on credit supply
A new paper published by the ECB raises interesting questions about the transmission mechanisms of property bubbles and suggests that they have a potentially distortionary impact on the supply of credit to other parts of the economy
Spike in Italian bond yields poses challenges for bank refinancing - BoI governor
Spikes in Italian debt yields and spreads leaves the country’s banks vulnerable to refinancing challenges, the governor of the Bank of Italy said at a conference
Basel Committee proposes additional leverage ratio disclosures to prevent regulatory arbitrage
Basel Committee has launched a consultation as it seeks to close possible window dressing efforts by banks to flatter their leverage ratio numbers by asking for more data under Pillar 3 disclosures
PRA wants to delay some liquidity reporting requirements
PRA consults on delaying certain aspects of liquidity reporting so as to mitigate risks to supervising liquidity
Sustained low interest rates pose risk to the financial system
Long periods of low market interest rates could pose a systemic risk to the financial system, particularly if rates were to suddenly rise sharply
NSFR amended to accommodate central bank claims
Basel Committee makes technical amendment to NSFR to accommodate some central bank claims
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